A "Primary Residence" is defined as the home that you live in most of the year. It is normally located within a one-hour drive of your employment, if you are employed. Mackinac offers an almost unlimited menu of products for the purchase or refinance of a primary residence.

Programs

  • Conventional
  • Non-Conforming
  • FHA & VA
  • GRHD

Products

  • Fixed rates of various terms
  • Adjustable Rates with various fixed initial terms

Product Types

  • Purchase money
  • Refinance for rate & term
  • Refinance for cash-out
  • Debt consolidations

 

Income Qualifications

  • Full documentation

All terms are subject to change at any time without notice.